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How to Get the Compensation You Deserve in a Personal Injury Settlement It's not uncommon for medical bills to quickly become out of control following an accident. If this occurs, it's crucial to understand your options and receive the compensation you deserve. One option is to seek an injury-related settlement. The amount you can get is contingent on a variety of aspects, including your injuries and the liability of the other party. Medical expenses Personal injury cases usually include medical expenses. They can vary from a few hundred dollars to several thousand dollars, depending on the injuries sustained and whether they require ongoing treatment or follow-up. In many instances, victims will be reimbursed for future medical expenses and also current medical bills. This can include doctor visits or prescriptions, physical therapy, hospitalization, as well as ambulance ride. There are some things accident victims must know when making claims. These expenses must be documented to calculate the settlement amount. The next step is to provide the attorney of the plaintiff with all your medical documents and receipts. These documents will help the attorney determine the amount you've spent thus far and how much future treatments will cost. Your attorney might also need to seek a medical professional expert witness, who will be able to testify about your injuries and their consequences. This person might not have seen you in any way, but he or she will be able to identify the type of treatment you require and how long it will take to heal. After the claim has been settled, your medical costs could be paid from the settlement or jury verdict that was awarded to you. Your health insurance company can claim a lien on your settlement to recover money it paid for your medical treatment in certain instances. This is called subrogation. The lien can reduce the total amount you receive from the defendant. This will include any other costs related to the case or attorney's fees too. It is also important to remember that the defendant's insurance company will attempt to reduce the value of your medical expenses if they are found to be “unreasonably excessive.” This tactic is known as the “nickel and diming” method. This can be prevented by being truthful about the damages you suffered from the beginning of your case. Personal injury lawyers will work with you to make sure you receive every penny of compensation. Loss of wages Losing wages can be a enormous financial burden following an accident. Whether you've suffered an injury at work or as a result of a car accident, it can be difficult to figure out how to pay for your expenses while recovering. It is important to understand how lost wage calculations are calculated and substantiated in the case of personal injury. It is crucial to prove that you were unable to work at your normal job, and that the amount of time you missed work was directly connected to the accident. You can prove lost wages by obtaining documentation from the employer. Ask your employer to provide an official statement that lists your name, position and pay rate. Also the number of days you worked prior to and after the accident. To prove your claim, you should include pay stubs and other evidence of earnings. A personal injury lawyer can assist you to gather the necessary documentation to prove lost wages in your case. This includes your pay stubs or tax returns, as well as other documents that show the amount you would have earned during the time you were unable to work. You can also receive compensation for overtime, tips, or bonuses in addition to base lost wages. The formula for calculating these is the same as for base lost wages, however you'll need to prove you were unable to utilize them because of your injuries sustained in accidents. Depending on your injuries, you might also have to prove your lost earning potential. This is the amount you could have earned had you were not injured and could perform your job as usual. The process of calculating lost earning potential is a lot more complex than proving lost wages since it requires taking into consideration the length of time you're not able to work and the value of your benefits from employment. It is a good idea to discuss this with a personal injury lawyer prior to settling your case, so you know how much you'll get compensated for loss of income. A skilled personal injury lawyer has the expertise and resources needed to ensure that you get all of the compensation you're due after a serious accident. For a free consultation, contact us today to learn more about how we can assist with your personal injury case. Property damage You could be entitled to compensation for property damage if involved in an accident. This includes damage to your car, home, or other property damaged in the accident. You are able to collect money from a person who has damaged your property due to negligence or carelessness. A manufacturer of products can be sued if it sold defective equipment that caused damage to your vehicle or home. A personal injury lawyer will be working on your case to ensure that you get all the compensation you're entitled to. This includes money for medical expenses, lost earnings and any other damages you could be able to claim due to the accident. Depending on the severity of your injuries as well as the circumstances surrounding the incident, you could be able to recover more or less money for these damages. Your lawyer will analyze the severity of your injuries before helping you choose the amount you can collect. Although you may be tempted to accept the first offer that you get from an insurance company, it is always best to take your time and negotiate. A good attorney can facilitate negotiations and make them more efficient. Your economic and non-economic damages can be assessed by an attorney for personal injuries. This is a more complete way to assess your financial losses. The non-economic damages include pain and suffering emotional distress, pain and suffering, and other losses. Once your attorney has calculated your damages, you must submit a demand to the insurance company. This is the amount that your lawyer believes you owe as compensation for the harm you have suffered. The final step is to gather all the evidence you need to support your request. This includes photographs as well as witness statements and other documents. Many people are shocked to learn that it can take a long time for a personal injury claim to be resolved. Half of our readers settled their cases within two to one year. 30% waited longer than one year. Pain and suffering Pain and suffering is one of the categories of non-economic damages that could be granted in settlements for personal injuries. These damages can include physical and emotional discomfort that are related to an injury. These are difficult to quantify, so it is important to gather evidence that reflects the severity of your injuries and the impact they have on your life. Sometimes, these non-economic losses are more severe than the monetary compensation for medical expenses or lost wages. If you've suffered a serious injury to your back and are now experiencing pain on a constant basis, your quality-of-life has been severely affected. When determining how much you can expect to receive in settlement, it is important to consider the extent of your losses. In general the more serious and traumatizing the injuries, the more the settlement. Although personal injury attorneys lubbock can be difficult to prove the severity of your injury, it's possible with the help of a competent personal injury attorney. Your medical documents, as well as statements from doctors and mental health professionals, can be very important evidence. Friends and family members can also testify about how your injuries have affected you. They can be witnesses to the emotional and physical trauma you have experienced and also any changes in your personality or behavior. Two methods are employed by insurance companies to determine a plaintiff's loss of pain and suffering damages. The most common method is the “multiplier” that uses an amount of 1.5 to 5. Let's examine a plaintiff who suffered an injury that required extensive medical treatment and a long recovery. She incurs $10,000 in medical costs and loses five weeks of work, earning an annual salary of $1000 per week. With this multiplier, she could likely recover a total of $3.2 million. In addition to this amount, she would be eligible for pain and suffering/non-economic damages that equal $64,800 (180 days of suffering multiplied by $360 per day). The most efficient method to demonstrate your pain and suffering damages is to work with a qualified personal injury attorney who understands the law and has experience dealing with insurance companies. They can gather evidence and present your case to jurors.